Houston Uninsured Driver Car Accident Lawyer
A car crash is bad enough, but discovering that the driver who hit you is uninsured can make the situation go from bad to worse. Find out how to get compensated by working with a Houston uninsured driver car accident lawyer.
Getting into a traffic accident is a stressful experience, and when the other driver either doesn’t have insurance or doesn’t have adequate insurance, the stress multiplies. In order to get fair compensation in this scenario, you need to discuss your accident and your potential case with a Houston uninsured driver car accident lawyer from Denena Points, PC.
There are a few options to claim compensation when you get into an accident with an uninsured driver. Depending on the specifics, you can file an underinsured motorist claim, an uninsured motorist claim, or a personal injury lawsuit. Not all of these are effective or available in all situations, but we will help you identify the best course of action for your case.
Uninsured Driver Claim
When the other driver doesn’t have car insurance, the best way to go about claiming compensation is to file a claim with your own insurance company, which can be a very difficult process. In this instance, you must have uninsured motorist coverage on your own auto insurance policy. You then have to make a claim to your own insurance company, usually needing to fight them for the compensation you should have received from the other driver.
Most of the time, your insurance company will treat you like any other cost to their profits and try to get out of paying you as much as possible. It’s important to work with an attorney from our office so that we can make certain that all of your costs are fully identified and included in your settlement.
Underinsured Driver Claim
If the other driver did have insurance but not enough to cover all of your damages, you would take the maximum compensation available from the other driver’s insurance and then your policy should pick up the difference.
No matter what, you are still going to have to fight a battle to get what you are owed from both of the insurance companies involved in this case, which is why you’ll want help from a Houston underinsured driver car accident lawyer from our firm.
Filing a Personal Injury Claim
The final option is to sue the at-fault driver directly, but this is often unproductive because someone who doesn’t have insurance probably doesn’t have any money or assets to compensate you with.
Your personal injury lawyer will do some investigating and discuss the benefits of following this course of action. If it is worthwhile, we will help you proceed with both the settlement negotiations and the lawsuit, which will generally get you more comprehensive compensation than using your uninsured motorist coverage.
Get Help from a Houston Underinsured Driver Car Accident Lawyer
If you have been injured in an accident with an uninsured or underinsured motorist, you still need to find a way to recover your damages and losses. Contact a Houston uninsured driver car accident lawyer from Denena Points, PC to discuss your case and determine what your best course of action is.
Call us at 713-766-1163 to schedule a free, no-obligation case evaluation or fill out the form below to have someone from our office contact you at a later time.