Where Will I Get Help After Losing Everything to a Texas Wildfire?

Some of the places that might help provide relief after you’ve lost your property in the Magnolia wildfire include:

• FEMA – emergency housing and other emergency needs;
• The SBA (Small Business Administration) – disaster loans to small businesses;
• State, County and Municipal OEMs (Offices of Emergency Management) – disaster grant monies;
• Charities and Volunteer Organizations – food, clothing, shelter, medical care and other types of emergency assistance; and
• Private Insurance Companies – insurance coverage of your losses.

Chances are that the insurance companies might be feeling just a little panicked by the magnitude of their potential payout losses following 2011’s record season of claims resulting from record-breaking drought and Texas wildfire losses. As a Magnolia, TX accident lawyer with extensive experience handling aggressive negotiations with insurers, I know that these insurance companies probably aren’t going to volunteer to pay you the real value of your losses. On the contrary, you’ll probably face a draining uphill battle trying to get anything like the real worth of the property you’ve lost in the Magnolia wildfire. To help strengthen your claims, you might do the following:

Submit a complete inventory of your losses, with accurate and detailed descriptions.
Document the damaged property with photographs, and submit these photos with comparison photos of your property (land, home, goods, crops or livestock, vehicles, etc.) before the Magnolia wildfire if you have them.
Include receipts for purchases of the property and for claimed expenses because of the Texas wildfire.
Make temporary repairs to structurally damaged property (like covering broken windows or damaged roof areas). If damage to the property increases due to your failure to protect the property such as with repairs, the insurance company might use the doctrine of comparative negligence against you to reduce the value of your Magnolia wildfire claim.
Get professional estimates regarding the costs of full repairs or replacement of your damaged property.
If you have injuries from the Texas wildfire, find out the long-term costs of the medical care you will need.
Hire an experienced Magnolia, TX accident lawyer for advice before you submit anything to the insurance companies. Sometimes too much, or the wrong kind of information can work against you. The aid and counsel of a knowledgeable Magnolia, TX accident lawyer that has long experience negotiating with insurance companies could prove invaluable to you. His help could mean the difference between low-ball compensation on your claim and compensation that gives you full and fair value for your claims. You’re welcome to contact us anytime for a free initial consultation regarding your legal needs. Let us help you obtain the just compensation your losses deserve.