Our Houston tow truck accident attorneys respond that TxDOT, the Texas Department of Transportation, mandates that heavy commercial trucks throughout Texas carry a minimum liability insurance policy of $500,000 to cover injuries and property damage from the accidents they might cause.

This amount of $500,000 applies to any vehicle with a gross combined vehicle weight greater than 26,001 pounds. This applies to most commercial trucks, including wrecker trucks, with the exception of some small, single-axle box trucks. If the tow trucks operate across state lines into more than one state, the U.S. DOT mandates minimum liability coverage of $750,000.

Our Houston dump truck accident attorneys point out that tow trucks are massive, heavy vehicles that carry weighty and sometimes unstable loads. Wrecker trucks must be capable of towing buses, fire engines, and other commercial trucks, as well as your passenger vehicles. The loaded trucks’ high centers of gravity make them prone to tipping over. And their weight and balance issues make them slow to respond to changes in speed and direction.

Tow trucks also have large blind spots. So wrecker truck collisions happen on a frequent basis compared to some other types of commercial trucks. Although commercial vans and dump trucks still occupy the number one and two spots for commercial truck collisions. Tow truck collisions can easily result in costs and expenses far beyond the $500,000 or even $750,000 insurance policy limits. A recent wrecker truck crash in Sugar Land, Texas that tragically claimed a life demonstrates how devastating these collisions can be.

If a Houston wrecker truck accident has injured you, you should know that there may be several parties liable for your injuries from whom you could obtain the necessary financial compensation to cover your medical expenses, lost wages, vehicle repair or replacement costs, and other losses. Consult with the experienced Houston tow truck accident attorneys at Denena Points, PC. Our Board Certified personal injury attorneys could explain your various legal options and help you evaluate your eligibility for the full financial recovery you deserve after the traumatic collision. Contact us today for a free and confidential initial legal consultation. Just fill out our online contact form or call us at 713-807-9500 to schedule your free consultation.