If you’ve experienced a minor fender-bender car accident, you’ve probably already dealt directly with an insurance adjuster. That adjuster probably behaved in a perfectly professional manner, and just wanted to get the job done. That’s because car accident claims involving only minor vehicle damage present low stakes cases to the insurer. The government has fairly strict regulations covering such vehicle damage cases. These strictures don’t offer an insurance company much opportunity to weasel out of paying for proper vehicle repairs. But in high stakes car accident claims, you’ll meet a different adjuster. Your insurance adjuster might appear:
* Friendly,
* Sympathetic,
* Understanding, or
* Helpful.
But he’s not. The adjusters handling the high value cases possess time-tested skills in adjusting claims to their lowest possible amounts. They’re shown their value to their insurance company employers many times over by finding ways to deny your claims. So don’t be fooled. When this seemingly well-meaning insurance employee offers you a sympathetic ear to solicit your statement about what happened in the accident, don’t oblige him.
Get a Galveston car accident lawyer on your side to handle all contacts with the insurance adjuster for you. Your Galveston car accident lawyer could protect your interests, and guard you from the dangers of making statements that can and will be used against you. In Texas, if you share half the blame for an accident, no one has to pay you anything for your injuries. Even seemingly innocent statements, taken out of context, can be twisted to mean different things entirely. If that weren’t so, gossips and pundits would lead very sad and unfulfilling existences. So take care, and keep silent. Let your lawyer speak for you.
Your insurance adjuster might also appear:
* Hostile,
* Unfriendly,
* Unsympathetic, and
* Chintzy.
And he probably is. But this adjuster is another topic for another day.