As Pearland, TX personal injury accident attorneys, we get questions all the time from people wanting to know if they’re getting a fair settlement offer from the insurance company. This is an important question because in most cases, any financial compensation you finally receive for your accident injuries will come from an insurance company. You probably know that insurance is an industry like any other. The insurance companies are in the business of making money. They’re not actually in the business of giving away money, though it may appear that way.
So when an insurance company receives your accident claim, the company makes it their business to examine that claim in detail to determine its validity and its worth. The insurance will look for evidence of your own comparative negligence. If the insurance company finds that your own actions contributed sufficiently to causing the accident, they may be able to dismiss your accident claim entirely. In other cases, they may only be able to reduce the value of your accident claim. The bottom line remains that getting a fair settlement offer from the insurance company goes against insurers’ best interests. This problem, of course, works against your best interests in the claim.
After the fact, going back to find out exactly who all holds responsibility for causing the accident, and how they caused it, presents some difficulty. So the insurance company may well try to enlist your aid in finding a basis to dismiss your accident claim. They’ll ask you all sorts of questions about the accident, over and over, attempting to elicit statements that they can use against you to reveal your own role in causing the accident. You may think they’re only trying to be helpful or thorough in asking all these questions and that you’ll be getting a fair settlement offer from the insurance company. Wrong. By answering their questions, unfortunately you may be destroying your own case.
You would do well to hire an experienced Pearland, TX personal injury accident attorney right away, and leave all dealings with the insurance company to your attorney. Your attorney could handle contacts with the insurers for you. Your attorney could spare you the danger of unwittingly making statements that the insurance company can and will use against you to make you look responsible for causing the accident.
The insurance companies are in the business of examining, discrediting and denying your accident claims. Insurance company profits rely on an ability to ensure that settlement offers and payouts cost less than the value of the policy premiums coming in. So you need someone who’s in the business of successfully prosecuting and winning accident claims to ensure that you obtain the compensation you deserve. To successfully win against the practiced insurance companies, you need an able personal injury accident attorney on your side.
If you’ve been injured in an accident in the Pearland, TX area, kindly give us a call for your free legal consultation. We could answer questions you may have about your accident claim and any trouble you’re having getting a fair settlement offer from the insurance company. Let us help you obtain the fair financial compensation that you need to pay your accident expenses and move on with life again after the accident trauma and insurance drama.